Call us 24/7 for free on
0800 566 8857
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Car Finance – Apply for a Loan Now

Get the right Finance Deal for you!

Are you feeling like treating yourself to a new car? Bored of your old one? Wondering how you’re going to get your hands on that dream motor? Well, look no further. We specialise in car finance. If you require a car loan, we offer an instant online decision and compare over 20 lenders to ensure we get you the most competitive APR.

With rates starting at 7.9% and any credit history taken in to consideration, we are a market leader in providing cost effective and instant car finance Apply Now »

By calling 0800 566 8857  today you could be driving your dream motor tomorrow.

We compare 100’s of loan products to ensure we get the best deal for you!

moneybarnMallard Vehicle FinanceMarshSAF Approved

What makes us stand out
from the competition?

We work with a large number of lenders to ensure we can get you the best possible loan rate. We also take any financial situation into consideration and are able to match you with the most suitable lender.

When you come to us as a broker, we will only do one credit search and make sure we match you to the best deal. We can offer loans from as low as 7.9% APR.

You can fill in an online application 24/7 or alternatively you can call one of the friendly loan team on 0800 566 8857 and we will be happy to go through the loan application process with you. We take the hassle out of applying for car finance!

We understand the importance of exceptional customer service. Call us today to discuss your lending needs with one of the friendly and helpful members of the our Team.

Our unique approach to
lending and customer service

We understand that our customers needs vary and that our financial situations differ greatly. We compare the rates of 10 different lender and have access to 100′s of lending products allowing us to find a tailored finance package that suits your individual needs.

As soon as you fill in the loan application form and are accepted in principal you will be assigned your very own loan advisor who will guide you through the process from initial application though to pay out. We can even help you find a car purchase.

What ever your credit history, in 9 out of 10 cases we can provide you with the funds for your vehicle purchase. If you are worried about your credit rating you can check out your free credit score at Experian. Don’t forget, the more credit checks you take, the more this could impact on your chances of getting finance so try and keep to a minimum

Apply Now »

Step 1

Apply for Car Finance

You can apply online by filling in our two minute online application form, or, alternatively, if you would prefer to speak with one of our advisers, call the team on 0800 566 8857.

Step 2

Quick Online Decisions

Your finance application will be reviewed by our team and we can give you a confirmed decision within 1 – 12 hours.

(High Acceptance Rate)

Step 3

Choose a Car & Drive Away!

Now for the fun bit! You get to choose your dream car! Need a hand? We can help.

We’ll then send the funds on to your
dealer and you’re free to drive your
new car home.

How does car finance work?

Applying for your loan

At Just Car Finance, applying for a loan couldn’t be easier! Simply complete and submit the quick online form and one of our lending specialists will process your application and provide a decision in principle in minutes. We can have the finances available to you within 48 hours, which means that you can negotiate the best deal for the vehicle you want.

Alternatively, if you would prefer to speak with one of our dedicated financial advisors, please call on 0800 566 8857 and we will be happy to guide you through the loan application process.

Get a quick decision

You’re eligible to apply for car finance no matter what your personal circumstances are, even if you have a poor credit rating. Being in partnership with over 20 car finance lenders, we can arrange a package that is completely tailored to you, therefore achieving high acceptance rates.

With APR starting as low 7.9% and a repayment period of 12 to 60 months, driving your dream car can soon be a reality!

The next stage – choosing your car

You’ve found your dream car for sale, that’s fantastic news!! You can go ahead and negotiate the purchase price with confidence knowing that your finance has been approved. If you’re still looking for the right car for you, we’re happy to do business with any car dealer in the UK.

It’s as easy as 1,2,3

So, why choose us?

Trust in us to set the wheels in motion and help you achieve the reality of buying your dream car!

We offer:

  • Quick lending decisions
  • Dedicated financial advisors
  • ‘No deposit’ finance packages
  • A panel of 20+ car finance lenders
  • Competitive APR starting from 7.9%
  • No hidden fees
Apply Now »

After getting pushed from pillar to post from various lenders and brokers

Just Car Finance were able to find me finance and a reputable dealer.

To say I’m happy with their service and the car I now have is an understatement! THANKYOU!

John Foster – Northampton,
29th May 2013

The process from start to finish was quick and easy. After completing my application with one of their very helpful advisors,

I received a decision really quickly and was able to go car shopping the next day! Now I’m the proud owner of a VW Golf GTI. I can’t fault the service Just Car Finance provided and would definitely recommend them to my friends.

Clare Turrell – Leigh,
13th June 2013

I needed a reliable car to travel to my new job and, after being declined for a loan from my bank due to my poor credit history, I applied to Just Car Finance.

To my surprise I was accepted and they were able to find me a financial package to suit my pocket …great result. I can’t thank them enough for helping to get me back on the road.

Rob Broomhead – Burgess Hill,
18th June 2013

Read More »

Driving you crazy

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All I want for Christmas is… the new Audi A3 Sportback

I’ve never been much of a car girl. Don’t get me wrong, I own a car and have done since Adam was a lad, not wanting to give my age away. I’ve just never oohed and aahed over the launch of a new car model. I upgrade my car for a newer model every four years on average. Well, being the best mum in the world, I’ve generously decided to give to my only son and heir my current set of wheels...  Read more »

Driving me mad!

Chris Rea? Dire Straits? Oasis?... Mozart even? The list of great driving music and indeed compilation CDs is endless. Depending on the demographic the ’fave tune’ will vary and I am sure an average 21 year old will choose quite differently from anyone over 50. Personally I don't have a top 10, but for calm, reasonable driving I would always recommend reggae or Classic FM. When the M6...  Read more »

Watch our TV Advert

We offer a range of solutions for any financial circumstance. We can in most cases guarantee a finance package to suit your car loan requirements.

Win £100 towards your Car Insurance

Simply enter our poll to vote for the most arrogant, politest and chaviest drivers in the UK. Winners picked at random and terms and conditions apply.

Take the Survey

So, exactly who is the best driver?

Recently, we held a short online survey asking for your opinion about who YOU think is the better driver – men or women?

Well, we have studied the data and compiled an informative infographic showing some very interesting results.

Read More

Best Driver Infographic


You are just a few steps away

Please choose between the following two options. If you are in a hurry you can request a call back or alternatively, if you would like, you can do a full application online which only takes 5 minutes.

Request a Call BackLoan Application

Call us 24/7 for free on
0800 566 8857
or let us call you back